Building the Dream: A Call to Action for Shared Prosperity

by | Aug 28, 2024 | Uncategorized

Today, in 1963, Dr. Martin Luther King Jr. gave his iconic “I Have a Dream” speech on the steps of the Lincoln Memorial in Washington, D.C. Despite it becoming one of the most revered speeches in American history, it remains much more than a snapshot of...

The Case for a 40-Year Mortgage

by | Aug 19, 2024 | Uncategorized

For millions of Americans, the dream of homeownership—once a foundational key to building wealth—has become increasingly out of reach. Skyrocketing home prices, stagnant wages, and an outdated mortgage standard have locked countless individuals and families out of...

TIME: Improving Credit Scores Can Transform Lives Across America

by | Aug 19, 2024 | Uncategorized

This piece was published in TIME Magazine, where John is a regular contributor. A special thank you to Experian and our Operation HOPE board member, Craig Boundy, for making the data available to us for the groundbreaking HOPE Financial Wellness Index.  In America,...

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