
My mother, Juanita Smith, earned about $15 an hour for much of her working life. She bought and sold seven homes, paid cash for a Mercedes, and left this earth a millionaire. She was the best financial coach I ever had.
So when Operation HOPE built its first AI financial coach, we named it after her. Juanita AI puts financial coaching in anyone’s hands, any hour of the day, and I believe it can help more people in a single year than we have reached in decades. It doesn’t replace our human coaches. It helps them reach further.

I recorded this episode on the road because I didn’t want the topic to wait. I talk about what the move from horses to automobiles can teach us about the AI economy, why skilled trades may be among the safest careers in America right now, and why I keep telling people that AI won’t take your job, but someone who knows how to use AI just might.
If AI has you anxious about your future, start here. Then go meet Juanita.
🎧 Listen now — wherever you get your podcasts, or simply click below.
Prefer to watch? The full episode is on YouTube.

