But some 28 million Americans still go without a bank account, including more than 20 percent of Latino and African-American households, and more than 50 million have no credit score, which means no access to mainstream credit.
NY Times Magazine

Your zip code is a bigger predictor of how long you’ll live than your DNA. That’s not me talking. That’s

A Note from John Hope BryantThe Bryant Journal | Bryant Group Ventures Yesterday morning, I wrote a tribute for TIME