But some 28 million Americans still go without a bank account, including more than 20 percent of Latino and African-American households, and more than 50 million have no credit score, which means no access to mainstream credit.
NY Times Magazine

Executive Summary: A Black Business Plan for AmericaFrom Customers to Capitalists Black America is not a charity case. It is

From Customers to Capitalists: What ‘Capitalism for All’ Asks of Black America, and What It Offers the Nation By John