Las Vegas and Florida are telling us something. When fewer visitors fill hotel rooms on the Strip and more homes sit unsold along the coast, consumer confidence is sending a signal. Add Black America, long regarded by economists as the canary in the coal mine for the wider economy, and you have three yellow lights flashing at the same time.

Let me be clear about where I stand. The United States remains the strongest economy on the planet, and I am a realistic optimist about her future. Right now, though, Wall Street and Main Street are telling two different stories. The market is riding a big bet on artificial intelligence, while too many working families have too much month at the end of their money.

You don’t have to panic, but you do need a plan. In this episode I walk through how to get liquid and stay nimble, why fixing your credit matters before lenders tighten up, and why real wealth is more often built in the bust than in the boom. Warren Buffett told us to be greedy when others are fearful, and that advice only helps the people who are ready when the moment arrives.

We also talk about upskilling into work that AI can’t replace, starting something small, negotiating from strength in a buyer’s market, and building community with people who share your goals. You can be a victim of a changing economy or a visionary inside it. Rainbows only follow storms, so let’s get ready for the rainbow.

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