"While we shouldn’t penalize those who’ve done well – in fact, we should continue to reward hard work, creativity and initiative – there’s little for our nation to gain by further concentrating wealth. And there is an enormous amount to be gained by broadening it. Wealth begets wealth; the real challenge is to have it in the first place." Ray Bashara, New America Foundation
Measuring America’s Financial Soul: What the HOPE Community Credit Score Index Reveals About Inequality, Life, and the 700-Score Threshold
How One Nonprofit Mapped Every Zip Code in America and Discovered That Credit Scores Predict Life Expectancy, Crime Rates, and
