Meet my first guest on Money & Wealth: Tony Marzullo.

I asked Tony to come on and tell you the truth about what happens at the bottom of the car market. The buy-here-pay-here lots. The “no credit, no problem” signs. The financing that looks like a favor and turns out to be a trap that follows you for years.

We get into how these deals are structured, who they are built to catch, and the questions you should ask before you ever sign anything. Tony’s rule is simple: if it seems too good to be true, it is. Mine is that a car should be a tool for your life, never the thing that runs it.

If you have ever driven off a lot feeling like you won and found out later that you lost, this episode is for you.

🎧 Listen now — wherever you get your podcasts, or simply click below.