"Victor franco said it was not the physically strong that survived concentration camps, but those who never lost their hope. It was those who lost their hope who soon died, …because they soon also lost their immunity system and contracted a disease. Just a few days later they were dead. You die without hope."

Why I Believe Culture Is the Key to Closing the Financial Literacy Gap
For more than three decades, I’ve believed one simple truth: you cannot have a rainbow without a storm first. Operation
