“When principled leaders fail to rise, no one should be surprised that imperfect leaders fill that gap. Most successful blacks are too busy doing the things that brought them success to play the blame game. They aren’t singing about overcoming; they’re just overcoming. They should be the example for others, including people of other races, to follow.” African-American Columnist Clarence Page

Measuring America’s Financial Soul: What the HOPE Community Credit Score Index Reveals About Inequality, Life, and the 700-Score Threshold
How One Nonprofit Mapped Every Zip Code in America and Discovered That Credit Scores Predict Life Expectancy, Crime Rates, and
